of Debt Collectors is intended for holders of United Kingdom credit
accounts and are resident in the UK who are experiencing difficulties
with aggressive and vexatious debt collectors or debt purchasing companies.
It is also a self-help guide on complaints against
debt collectors and debt purchasing companies who routinely flout
We recommend that
you consider a debt consolidation loan only if it is a genuine solution
to long term problems. We cannot recommend "payday loans"
because of their extremely high interest rates, but you should consider
a lower interest rate consolidation loan if it is right for your circumstances.
Do not take on further debt if your circumstances are not likely to
improve at least partially in the future: this is only common sense.
There is no use getting into further trouble a few months down the
However, you can
take off a large chunk of your total debt and then restructure your
monthly payments by applying for an Individual Voluntary Arrangement
(IVA) which is drawn up by a qualified Insolvency Practitioner. For
most people this is the only sensible way forward. For independent
IVA advice go to our Best
Debt Consolidation IVA website. To
qualify you must have two or more accounts (credit card, loan, etc.)
and at least £2,000 total unsecured debt (this does not include
mortgages or secured loans).
Or complete the
form below if you have fewer than two credit accounts, or are not
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Reporting Rogue Traders
If you want to
report a particular
debt collector or a specific company that has been using aggressive
methods you can contact Trading Standards (you can find your local
office by clicking here),
of Fair Trading or Consumer
suggests that these public bodies will only take action against particular
companies if enough complaints are raised against them. So, while
an individual complaint will probably not be effective, a large number
of individual complaints will. So keep those individual complaints
coming: they all add up!
Our Contact Details
you should use the online web forms on this page and on the various
home pages according to subject or the debt collecting firm involved,
or as guided by links from those pages according to your specific
Please note that
we cannot give advice on individual cases. You should
apply using our online forms for specific services. Please do not
write to us (other than on matters of a technical nature such as reporting
a broken link or an error message) because we cannot respond to individual
emails with advice.
However, if you
want to write to us on an otherwise valid matter our postal address
219 Bow Road,
London E3 2SJ
We used to give
out our telephone number but do not any more because it has been added
to lots of sales lists which we have had to block. The same is true
of our fax number.
Our email address
is admin .. at .. dpcregistry.co.uk
please do not contact us as if we were the debt purchaser or creditor
concerned. We have no connection with those firms. For some
reason, we have been getting emails from people asking if we will
consent to lowering peoples' repayments. We have nothing to with those
debt purchasing firms, therefore cannot advise you one way of the
other. Any such requests will not receive
a response, simply because we do not and cannot speak for the debt
format has been disguised to prevent harvesting by spam bots.]
Finally, a Note
For DCAs and Their Solicitors
If you are a solicitor
acting for one of the companies listed here, please be advised that
there is no point in threatening us. We are acting on behalf of the
general public and all content on this website is readily available
in the public domain. We will not be bullied, and any attempt at doing
so will result in your actions being chronicled in these web pages
and in various other media as appropriate. Any vexatious activity
will be reported without hesitation to the Law Society and the Solicitors'
We have already
been in discussions with the Solicitors Regulation Authority
about more than one "letterheads for hire" lawyer and will
not hesitate to report others as and when they bring the profession
of the Law into disrepute.
To those wishing
to get at us through our hosting company, be aware that we will simply
post content on another more publicly accessible platform such as
Blogger instead. So then you'll need to threaten Google's lawyers.
Good luck with that!
The truth will
always out in the end, and the history books will always show villains
to be villains. The debt spivs will be no exception.
I think that's
fair warning, don't you?